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Rent deposit in Switzerland: how much can the landlord ask for?

For a home, the rent deposit cannot exceed three months’ rent. If you pay it in cash, the landlord must deposit it with a bank, in a savings or deposit account in your name.

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Three months’ rent at most

For a residential lease, the landlord cannot demand security of more than three months’ rent. Plan for this amount in your moving budget: it comes on top of the first rent.

In an account in your name

When the deposit is paid in cash or securities, the landlord must lodge it with a bank, in a savings or deposit account in the tenant’s name. You therefore often need a Swiss bank account before signing: see Bank account without a B permit.

Getting it back

The bank only releases the deposit with the agreement of both parties, or on the basis of an uncontested payment order or a court judgment. If, within a year after the lease ends, the landlord has not brought any claim in court or through debt enforcement, you can ask the bank for the deposit yourself.

Cantonal rules

Cantons may issue additional rules: check your canton’s rules if your lease refers to them.

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Frequently asked questions

What is the maximum rent deposit?

Three months’ rent for a home.

Can the landlord keep the money in their own account?

No: a cash deposit must be lodged with a bank in an account in the tenant’s name.

When can I get my deposit back?

With the landlord’s agreement, or on your own if, a year after the lease ends, the landlord has not started any proceedings or debt enforcement against you.

Sources

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